If you have enough money, should you prepay your housing loan? Or you should keep the money in your CPF OA to earn interest? Or should you invest the additional money instead? In this article, I explore the two costs of the housing loan: interest costs and opportunity cost of not investing the extra money.
Are you looking for a new wireless earbud? SingSaver has recently updated their credit card sign up offer - receive a Jabra Elite Active 75t when you sign up for eligible Standard Chartered credit cards. Just want some cash? Get $300 when you sign up for eligible Citibank credit cards. also, you get a lucky draw chance to win a Nintendo switch!
Is it worth adding stocks or indices from emerging markets to your portfolio? The high GDP growth of emerging markets does not necessarily result in higher stock returns. So, you might be taking on more risk for the same returns as developed market stocks.
I just wanted to share some updates as I reached my 50th post. Introducing a new home page, a contact page, regular publishing schedule and a newsletter. So be sure to subscribe to get exclusive content from me.
The S&P 500 has been the poster child for index investing. Its stellar performance was nothing short of ordinary. In this post, I will examine how the S&P 500 is constructed and why it has been outperforming most indices.
Should you invest in real estate or REITs? Although fundamentally they both invest in real estate, they are very different from each other. Let us examine a few key areas where they differ.
How would Syfe REIT+ compare with the three Singapore REIT ETFs? The comparison is not apples-to-apples as the Syfe REIT+ is structured more like a unit trust. It does offer additional benefits of a roboadvisor on top of just being a fund.
Given the low-interest-rate environment globally, it was surprising that OCBC 360 account increased its salary bonus in May 2020. It was too good to be true. Just recently, it backtracked on its May 2020 revision and will refresh the rates again in July 2020, aligning with expectations. It got worse. If you are not aware… Continue reading OCBC 360 Revised Rates For July 2020